In the intricate landscape of personal finance, discerning the optimal borrowing strategy can be like to navigating through a maze of options. Home equity loans and lines of credit emerge as two prominent pathways for homeowners intent on leveraging their
Aug 29, 2024 | Credit
Your credit score has a huge impact on the homebuying process. You probably already know that it will be a big factor in determining if you qualify for a mortgage loan and what type of interest rate you will be offered. However, you may not be aware that
Oct 06, 2022 | Credit
As interest rates on long-term mortgages continue to rise, buying a home at today’s record-high prices can be a challenge. However, a recent study from Zillow found that there is one thing home buyers can do to save themselves big time when it comes to mo
Sep 27, 2022 | Credit
While buying a house, your credit score is very important to securing mortgage funding. But what about after you close on the sale? How will a home loan affect your credit? The good news is that in most cases, obtaining and paying a mortgage will actually
Aug 30, 2022 | Credit
You probably already know that mortgage lenders will pull a record of your credit history when you apply for a home loan. You may also know that there are several versions of your credit score for your lender to choose from. What you probably do not know
Jul 14, 2022 | Credit
There are scams out there for everything, and obtaining a mortgage is no exception. While home buying and ownership is typically a source of pride and happiness, unscrupulous individuals are always coming up with schemes to con you out of your hard-earned
May 24, 2022 | Credit