Paul Schouest

NMLS ID 164767

678-524-2518 

paul@smcbrokers.com

How Soon After Buying Can I Refinance the Mortgage of My Second Home?

How Soon After Buying Can I Refinance the Mortgage of My Second Home?

Maybe you bought a second home during the pandemic as a way to escape during lockdowns. Maybe you bought one to rent out part-time for extra income in today’s uncertain economy. And with home prices growing so quickly, you may be wondering if you can refi

Jul 12, 2022 | Refinancing a Home

Combat Rising Inflation on Your Debt with a Refinance Loan

Combat Rising Inflation on Your Debt with a Refinance Loan

Over the last year, inflation has been rising at a historic rate, with prices jumping on everything from gas to groceries to building supplies. Credit card rates have also climbed since the beginning of the pandemic as has total credit card debt, as many

Jun 14, 2022 | Refinancing a Home

What is a Drive-By Appraisal?

What is a Drive-By Appraisal?

When buying your home, one of the important steps in the mortgage financing process is having an appraisal done. Having an appraiser determine the value of the property is essential to determining how much your lender is willing to lend you for the purcha

May 17, 2022 | Refinancing a Home

Home Equity Vs. Cash-Out Refinance Loans

Home Equity Vs. Cash-Out Refinance Loans

If you need a chunk of change for a home improvement project, paying for your student’s college tuition, consolidating your own debt, or even paying for medical bills, you may be able to pull that money out of your house. This can be done either through a

May 10, 2022 | Refinancing a Home

How Long Does a Mortgage Refinance Take?

How Long Does a Mortgage Refinance Take?

With interest rates on the rise from their historic lows, you may be wondering if there is still time to take advantage of refinance savings on your home mortgage. How long does it take to refinance a loan? Will you be able to complete the process before

Apr 21, 2022 | Refinancing a Home

Your AirBnB Income Can Help You Refinance Your Mortgage

Your AirBnB Income Can Help You Refinance Your Mortgage

Did you know that your AirBnB rental income can help you qualify for a refinance loan? In the past using any rental revenue from your “primary residence” was not acceptable on mortgage applications. However, starting in 2018 mortgage government-sponsored

Apr 19, 2022 | Refinancing a Home

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